Your debt to income ratio is evaluated based on the property’s NOI.
We offer 70% loan to value regardless of purchase price.
Loans are two to three years with an option to extend another two to three years for a low fee. No need to refinance, no escrow fees on loan extensions.
We offer refinance or purchase loans, as well as construction loans.
Finance rental homes, apartments and other multi-family dwellings, offices, tenant improvements, and small retail developments.
No appraisal required. Since we’re local, we drive by the property and appraise it within hours of loan application.
No pre-payment penalty.
Cash out refinancing allowed, giving you more money for remodeling projects.
Take-out loans available allowing for smaller payments until your income grows.
Two to three point lender fee.