Your debt to income ratio is evaluated based on the property’s NOI.
We offer 70% loan to value regardless of purchase price.
Loans are two to three years with an option to extend another two to three years for a low fee. No need to re nance, no escrow fees on loan extensions.
We offer refinance or purchase loans, as well as construction loans.
Finance rental homes, apartments and other multi-family dwellings, offices, tenant improvements, and small retail developments.
No appraisal required. Since we’re local, we drive by the property and appraise it within hours of loan application.
No pre-payment penalty.
Cash out refinancing allowed, giving you more money for remodeling projects.
Take-out loans available allowing for smaller payments until your income grows.
Two to three point lender fee.